Simple ecommerce -- not exactly ColdFusion but may be relevant

About a few weeks ago I asked a question related to cc processing, silly me, I forgot the CFform family's CFinput has an attribute of cc validation, so, say, 85% customers provide good card and up front say something like if your card is rejected (you shall bear bank fee).  Ok this is the first process of obtaining a customer's  card number, the next would be charging, would most banks provide this service (of course I could ask my bank tomorrow)?  If so, this could be an option initially... Thanks. Don Chunshen Li

The company that you will be using to validate and process the card   will take care of telling you if the card is accepted or rejected and   then you code your user response accordingly.  You usually have a   large number of setup options that lets you set how much info you want   to collect for validation. Wil Genovese One man with courage makes a majority. -Andrew Jackson A fine is a tax for doing wrong. A tax is a fine for doing well. On Dec 1, 2008, at 11:50 PM, D ----- Excess quoted text cut - see Original Post for more -----

Yeah, I know bank would validate a credit card, thanks though, Wil. Don ----- Excess quoted text cut - see Original Post for more -----

On Tue, Dec 2, 2008 at 12:50 AM, D > About a few weeks ago I asked a question related to cc processing, silly me, I forgot the CFform family's CFinput has an attribute of cc validation, so, say, 85% customers provide good card and up front say something like if your card is rejected (you shall bear bank fee).  Ok this is the first process of obtaining a customer's  card number, the next would be charging, would most banks provide this service (of course I could ask my bank tomorrow)?  If so, this could be an option initially... > > Thanks. > > Don > Chunshen Li > You should do an authorization for an amount. This puts a hold for that amount on the customers credit card but in the end, you know the card is legit. Just passing check sum's on credit cards is not going to be enough and the cfinput isn't even going to go that far if I'm not mistaken. The bank if that is your processor will perform these actions for you, and in the end it's something you need to suck up as a fee for doing business. you can't tell the customer that if their card fails they are responsible for fees because your customer may be fake as well. I see a lot of fake credit cards along with stolen cards, cash cards and cards that can't even pass a $1.00 authorization. You are better off finding out up front that that is the case and turn the customer away vs trying to get money from them after the fact. Casey

----- Excess quoted text cut - see Original Post for more ----- Thanks for the heads-up, Casey, I'll give it more thought. Don